4E in Gangtok

The 4E (End to End Energy Efficiency) Scheme is offered by the Small Industries Development Bank of India (SIDBI) under the Ministry of Finance. It provides MSMEs with end-to-end support—financing plus technical consultancy—to implement energy-efficiency measures.

Through the scheme, MSMEs can fund energy-efficient technology upgrades, machinery modernization, and rooftop solar installations. Loans cover up to 90% of the project cost, subject to a maximum loan amount of ₹150 lakh per eligible borrower, and come with concessional interest rates.

Energy costs are a major expense for MSMEs, and upgrading to efficient technology can be capital-intensive. The 4E scheme makes these improvements affordable and well-supported.

• Lower Energy Costs:

  • Financing for energy-efficient upgrades that reduce long-term operating expenses.
• High Loan Coverage:

  • Up to 90% of the project cost financed, up to ₹150 lakh per borrower.
• Cleaner Operations:

  • Support for rooftop solar and modern, efficient machinery.
• Expert Guidance:

  • Technical consultancy to help MSMEs plan and implement projects effectively.
• Affordable Financing:

  • Concessional interest rates that ease the cost of borrowing.

• Energy-Efficient Technology:

  • Loans for upgrading to energy-efficient technology.
• Machinery Modernization:

  • Financing to modernise existing machinery.
• Rooftop Solar:

  • Support for rooftop solar installations.
• Technical Consultancy:

  • End-to-end expert guidance alongside financing.

The SIDBI 4E (End to End Energy Efficiency) Scheme is a smart financing option for MSMEs looking to reduce energy costs and modernise their operations. With loans covering up to 90% of the project cost (up to ₹150 lakh), concessional interest rates, and technical consultancy, the scheme makes energy-efficiency upgrades both affordable and achievable. If your MSME is ready to invest in efficient technology or rooftop solar, the 4E scheme provides comprehensive, end-to-end support.