Scammed online? Act fast, act right.
Checkers that read a message like a fraud analyst, free complaint and policy generators, guides for every scam doing the rounds, and a self-assessment for your business — nothing here costs anything, and nothing you paste is stored.
See a complete sample police complaint letter before you write yours.
Lost money just now? Call 1930 first, then read the first-60-minutes guide.
Reporting within the first hour gives the best chance to freeze the money in transit.
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Phishing link checker
Paste any link from an SMS, WhatsApp or e-mail. We check the domain against the tricks phishing sites use — lookalike brands, punycode, IP addresses, shorteners, throwaway extensions — instantly and without opening it.
Checker · Checkers →
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Message checker
Paste a suspicious SMS, WhatsApp or e-mail. The checker scores it against the scripts behind Indian frauds — OTP, KYC, prize, job, parcel, electricity and more — and tells you what to do.
Checker · Checkers →
- FREE forever
UPI fraud checker
Collect requests, ‘scan to receive’, PIN for a refund, screen-sharing apps, ‘sent by mistake’ — paste the message or describe the call and see which UPI trick it is.
Checker · Checkers →
- FREE forever
Fake job detector
Registration fees, ‘like YouTube videos’ tasks, Telegram-only HR, guaranteed selection — paste the offer and see the job-scam signals.
Checker · Checkers →
- FREE forever
KYC scam checker
‘Your KYC will expire today’, ‘SIM blocked in 24 hours’, ‘update PAN via this link’ — check the message against the KYC-scam script.
Checker · Checkers →
- FREE forever
OTP request analyzer
Someone wants your OTP ‘to cancel a transaction’, ‘for delivery’ or ‘as the bank executive’. Paste what they said and see why it is a scam — and what to do if you already shared one.
Checker · Checkers →
- FREE forever
Prize scam checker
KBC lottery, ‘you won ₹25 lakh’, RBI prize, gift vouchers — check the message for the advance-fee pattern behind every prize scam.
Checker · Checkers →
- FREE forever
Parcel scam checker
‘Your parcel is held at customs’, ‘pay ₹5 re-delivery fee’, ‘a parcel in your name contains drugs’ — see which courier script the message follows.
Checker · Checkers →
- FREE forever
Investment scam checker
Guaranteed returns, Telegram tips groups, apps from a link, a ‘tax’ to withdraw profits — check an investment pitch against the fake-trading fraud pattern SEBI keeps warning about.
Checker · Checkers →
- FREE forever
Fake store checker
Eight yes / no questions about a store — HTTPS, cash on delivery, address and GSTIN, returns policy, discounts, domain age, reviews — and a verdict before you pay.
Checker · Checkers →
- FREE forever
Fake customer care
Found a ‘helpline’ on Google or got a reply to your complaint from a stranger? Paste what happened and see the fake-customer-care script — remote-access apps, refund ‘tokens’, OTP requests.
Checker · Checkers →
- FREE forever
Digital arrest checker
‘CBI / customs / TRAI’ on a video call, a case in your name, a ‘safe account’ to transfer to — check the call against the digital-arrest extortion script and get the one instruction that matters: hang up.
Checker · Checkers →
- FREE forever
Loan app checker
Nine yes / no questions — sideloaded APK, no RBI-registered lender, contacts access, upfront fee, no Key Fact Statement, harassment — and a verdict with the RBI rules behind each flag.
Checker · Checkers →
- FREE forever
Vendor payment fraud
A supplier ‘changed bank accounts’ by e-mail? Eight questions that expose business-e-mail-compromise before your accounts team pays the wrong account.
Checker · Checkers →
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Fake scheme checker
‘Free laptops under PM Yojana, register now’ — paste the forward. The checker matches the scheme name against the 598 genuine schemes in our database and flags fees, non-government links and forward-to-groups hoaxes.
Checker · Checkers →
- FREE forever
QR scam checker
Were you asked to scan a QR to receive a refund, a prize or a buyer's payment? Describe it and see the one rule of QR codes: scanning only ever pays out.
Checker · Checkers →
- FREE forever
Complaint generator
A ready-to-file complaint for the Cyber Crime Cell and the National Cyber Crime Reporting Portal — dated facts, the transactions, the provisions of the IT Act and the BNS, and the reliefs sought. Free, clean copy, editable Word.
Generator · Generators →
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Bank dispute letter
The letter to your bank for an unauthorised transaction — the RBI limited-liability rule, the three-day window, the transactions, and the request for a block and a reversal.
Generator · Generators →
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Police complaint
A formal complaint to the Station House Officer for online fraud, extortion, impersonation or hacking — facts in order, the provisions, the evidence list and the request for an FIR.
Generator · Generators →
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IT security policy
A one-signature policy every employee signs — passwords and 2FA, devices and USBs, e-mail and phishing, payments and vendor changes, social media, personal data under the DPDP Act, incident reporting.
Generator · Generators →
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Breach notification
The notices you must send after a personal-data breach — to affected customers and to the Data Protection Board / CERT-In — what happened, what data, what you did, what they should do.
Generator · Generators →
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Incident log
A dated, numbered log of the incident — what was noticed, when, by whom, what was done, evidence preserved — the record banks, police and insurers ask for first.
Generator · Generators →
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Awareness poster
A print-ready A4 poster for the shop floor or office — the ten rules (never share an OTP, verify bank changes by call, no scanning to receive…) with your business name and the 1930 helpline.
Generator · Generators →
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Response plan
Who does what in the first hour, day and week — contacts (bank, 1930, CERT-In, insurer, IT vendor), containment steps, evidence, communication, recovery — filled with your business's names.
Generator · Generators →
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Vendor due diligence
A checklist to sign off before giving a software vendor, accountant or agency access to your systems or data — identity, data handling, access, backups, breach terms.
Generator · Generators →
- FREE forever
SIM-swap protection
How fraudsters take over your mobile number to receive your OTPs, the early signs (no signal, ‘SIM upgrade’ calls), and the settings and habits that stop it.
Guide · Guides & checklists →
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Digital arrest guide
How the ‘CBI officer on video call’ scam unfolds stage by stage, why victims transfer crores, and the single action that ends it.
Guide · Guides & checklists →
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WhatsApp scam library
The twelve scripts doing the rounds on WhatsApp and Telegram right now — task jobs, trading groups, ‘hi mum’, group-invite hijacks, fake bosses, wedding-invite APKs — with the tell-tale line of each.
Guide · Guides & checklists →
- FREE forever
Ransomware readiness
How ransomware gets in (RDP, e-mail attachments, pirated software), the five controls that stop most attacks, and what to do — and not do — on the day.
Guide · Guides & checklists →
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Backup checklist
Three copies, two media, one off-site — what to back up in an MSME (Tally, GST data, invoices, customer lists, photos), how often, and the monthly restore test that most businesses skip.
Guide · Guides & checklists →
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Secure UPI
The ten habits that make UPI safe for a business — app lock, limits, a separate collection QR, checking collect requests, what to do in the first ten minutes after a wrong payment.
Guide · Guides & checklists →
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E-mail security
Business e-mail compromise is the costliest fraud MSMEs face. Domain-based mail with SPF / DKIM / DMARC, 2FA, the call-back rule for payments, and how to read a header.
Guide · Guides & checklists →
- FREE forever
Device hygiene
Updates, screen locks, app permissions, no pirated software, separate admin accounts, USB discipline and the monthly ten-minute check for every device that touches your business.
Guide · Guides & checklists →
- FREE forever
Wi-Fi safety
Router passwords, WPA3, a separate guest network for customers, hiding the admin page from the internet, and why the free café Wi-Fi is not for banking.
Guide · Guides & checklists →
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Tally & ERP security
Users and roles, TallyVault, audit trail, backups, remote access done safely, and the two mistakes (shared admin login, data on a pen drive) behind most ERP breaches.
Guide · Guides & checklists →
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Cyber insurance
What a cyber policy pays for (fraud loss, business interruption, data recovery, liability, ransomware negotiation), the exclusions that bite, and the questions to ask before buying.
Guide · Guides & checklists →
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First 60 minutes
A minute-by-minute playbook for the golden hour — freeze, report (1930, bank, cybercrime.gov.in), preserve evidence, contain devices, tell the right people — in the order that recovers money.
Guide · Guides & checklists →
- FREE forever
Account recovery
Instagram, Facebook, WhatsApp, Gmail and X: the official recovery paths, how to warn customers, how to stop the hijacker's ‘invest with me’ posts, and how to lock the account afterwards.
Guide · Guides & checklists →
- FREE forever
Electricity scam
‘Your power will be disconnected tonight, call this number’ — how the script works, why DISCOMs never text a personal number, and how to check your real dues.
Guide · Guides & checklists →
- FREE forever
Task scam guide
Small ‘earnings’ for liking videos, then a ‘prepaid task’, then a bigger deposit to unlock withdrawals — the full lifecycle, the psychology, and how to exit without losing more.
Guide · Guides & checklists →
- FREE forever
Romance scam guide
The NRI-doctor profile, the ‘gift stuck at customs’, the crypto ‘investment together’ — how these scams progress and the checks that expose them early.
Guide · Guides & checklists →
- FREE forever
Sextortion response
Video-call blackmail and morphed-image threats: why paying makes it worse, how to preserve evidence, report to the platform and the police, and where to get help.
Guide · Guides & checklists →
- FREE forever
Tax refund scam
‘Your refund of ₹18,450 is approved — verify your bank account’: how the fake refund message works and where real refunds actually show up.
Guide · Guides & checklists →
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PAN / Aadhaar misuse
The official ways to see loans, SIMs and transactions in your name — credit report, Sanchar Saathi TAFCOP, Aadhaar authentication history, AIS on the tax portal — and what to do if something is wrong.
Guide · Guides & checklists →
- FREE forever
Reporting guide
The three reporting channels, what each is for, the six-hour CERT-In direction for businesses, what information each needs, and how to keep the acknowledgements.
Guide · Guides & checklists →
- FREE forever
DPDP basics
What counts as personal data in a small business, notice and consent, retention, security safeguards, breach duties, grievance handling — the practical minimum.
Guide · Guides & checklists →
- FREE forever
Onboarding / exit checklist
Accounts created with least privilege, 2FA on day one, the policy signed, shared passwords rotated on exit, access removed the same day — the two moments most data walks out.
Guide · Guides & checklists →
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Website security
HTTPS, updates for WordPress / plugins, admin URL and 2FA, backups, form spam, a payment gateway instead of collecting cards, and the privacy page the law expects.
Guide · Guides & checklists →
- FREE forever
Payment gateway safety
Choosing a licensed gateway, never storing card data, settlement-account controls, refund fraud, chargeback evidence and the RBI tokenisation rule.
Guide · Guides & checklists →
- FREE forever
Social-engineering tells
Every scam uses the same six levers — urgency, authority, fear, greed, secrecy, helpfulness. Learn the levers and you spot the script before you know the scam.
Guide · Guides & checklists →
- FREE forever
App permissions audit
Which permissions a loan, shopping or game app never needs (SMS, contacts, accessibility), how to review them on Android and iPhone in five minutes, and what to uninstall.
Guide · Guides & checklists →
- FREE forever
Monthly checklist
Fifteen minutes on the first of every month — updates, backup restore test, access review, statement check, permissions, staff reminder — printed as a tick sheet.
Guide · Guides & checklists →
- FREE forever
Fake helpline guide
How fraudsters plant helpline numbers in search results, map listings and social replies; the refund-token and remote-access scripts; and where the real numbers live.
Guide · Guides & checklists →
- FREE forever
Password meter
Type a password and see its strength, what weakens it (dictionary words, dates, keyboard runs, reuse patterns) and how long a modern attack would need — computed entirely in your browser; nothing is sent anywhere.
Interactive · Interactive →
- FREE forever
Password generator
Random passwords and four-word passphrases generated in your browser with the Web Crypto API — length, symbols and readability options, and a copy button.
Interactive · Interactive →
- FREE forever
Phishing quiz
Twelve real-style messages and screens. Decide scam or genuine, get the tell for each, and a score to share with your team.
Interactive · Interactive →
- FREE forever
Self-assessment
Twenty yes / no questions across accounts, devices, payments, data, people and backups. A score out of 100, the gaps ranked, and a printable report with the fix for each.
Interactive · Interactive →
- FREE forever
2FA — Google
Step-by-step: passkeys or an authenticator app for the Google account that holds your business mail, Drive and Play Console — plus backup codes and recovery contacts.
Interactive · Interactive →
- FREE forever
2FA — WhatsApp
The six-digit PIN that stops a hijacker registering your number on another phone, the e-mail recovery, and the privacy settings for a business account.
Interactive · Interactive →
- FREE forever
2FA — banking & UPI
App lock, biometric login, transaction limits, alerts on every debit, disabling international / online use when idle, and SIM binding — the settings, app by app.
Interactive · Interactive →
- FREE forever
2FA — Instagram / Facebook
Authenticator-app 2FA, backup codes, trusted contacts and the login-alert settings for the page and Instagram account your business sells through.
Interactive · Interactive →
How to report a cyber-crime — step by step
Follow these in order. Speed matters most for financial fraud.
Call 1930 immediately
The national cyber-fraud helpline. For money lost, the first hour is critical — a fast report lets banks freeze the fraudster's account before funds move on.
Report at cybercrime.gov.in
File on the National Cyber Crime Reporting Portal. Choose “Report Financial Fraud” for money, or the relevant category for other crimes.
Inform your bank / UPI app
Report the transaction in-app and to your bank's fraud line, request a block / dispute, and ask for a written acknowledgement — the dispute-letter generator writes it.
Preserve all evidence
Screenshots, transaction IDs / UTRs, the sender's number or UPI ID, the message and any links. Start the incident log; delete nothing.
File a formal complaint
Generate the cyber-crime complaint and the police complaint below and submit them with your evidence.
Checkers
16 free rule-based checkers — nothing stored
Generators
9 free documents — clean copy, editable Word
Guides & checklists
28 free guides and checklists
Interactive
8 free tools that run in your browser
The Cyber Desk provides educational tools, checklists and self-help drafts, not legal advice. For serious or high-value fraud, also consult the police and a qualified lawyer.