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The 3-2-1 Backup Checklist

Three copies, two media, one off-site — what to back up in an MSME (Tally, GST data, invoices, customer lists, photos), how often, and the monthly restore test that most businesses skip.

Three copies of your data, on two different media, with one copy off-site or offline — and a restore you have actually tried. Everything else is hope.

What to back up

Tally / accounting data folder; GST and invoice PDFs; customer and supplier lists; product photos and artwork; contracts and licences; the website and its database; WhatsApp Business chats (export); e-mail (if not on a cloud provider).

How often

Accounting data daily (Tally's own backup plus a copy); documents weekly; a full image of the billing PC monthly. Automate it — a backup that depends on someone remembering will lapse.

Where

One copy on the machine, one on a cloud drive with version history (so ransomware-encrypted files can be rolled back), one on an external disk that is unplugged after the backup or on a cloud ‘immutable’ bucket.

The restore test

Once a month, restore one file from each copy to a different folder and open it. Write the date on the checklist. A backup that has never been restored is untested.

Checklist

  • ☐List of what to back up written down
  • ☐Daily automated backup of accounting data
  • ☐Cloud copy with version history
  • ☐Offline / immutable third copy
  • ☐Restore test done this month (date: ____)
  • ☐Backup passwords stored outside the backed-up machine

Questions people ask

Is Google Drive a backup?

Only if a copy is kept that ransomware cannot overwrite — use version history or a separate offline copy, and test a restore monthly.

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The Cyber Desk provides educational tools, checklists and self-help drafts — not legal advice. For serious or high-value fraud, also consult the police and a qualified lawyer.