Accident Assistance in Panipat
KAABOCWWB
Building & Other Construction Workers Welfare Board, Department of Labour, Karnataka
Guidance for businesses in Panipat
The "Accident Assistance'' by the BOCW Welfare Board, Department of Labour, Karnataka, is a welfare scheme that aims to provide compensation of a certain amount both from the employer and the Board.
At a glance
- Scheme Name
- Accident Assistance (K.B.O.C.W.W.B)
- Implementing Body
- BOCW Welfare Board, Department of Labour, Karnataka
- Death Benefit
- ₹5,00,000 to the first living nominee
- Permanent Total Disablement
- ₹2,00,000
- Permanent Partial Disablement
- ₹1,00,000 (proportional)
- Disbursal
- 50% in Fixed Deposit, 50% via cheque/DBT
Benefits
Death Benefit:
- ₹5,00,000/- granted (50% in Fixed Deposit, 50% via cheque/DBT) to the first living nominee.
Permanent Total Disablement Benefit:
- ₹2,00,000/- granted (50% in Fixed Deposit, 50% via cheque/DBT).
Permanent Partial Disablement Benefit:
- ₹1,00,000/- granted proportionally (50% in Fixed Deposit, 50% via cheque/DBT).
Eligibility
- For Registration as a Building/Construction Worker: The applicant should be a Building/Construction Worker (Unorganised Worker).
- The applicant should be a minimum of 18 years of age.
- The applicant should have engaged in building and construction work for at least 90 days in a given year.
- For the Application of the Welfare Scheme: The applicant should be a registered construction worker under the Building and Other Construction Workers Welfare Board of Karnataka.
- The accident must occur either during the course of employment or outside of work.
Documents required
- For Registration: Employment Certificate/90 Days Work Certificate (Form V(A)/V(B)/V(C)/V(D)).
- Aadhar Card (Self-Attested).
- Ration Card (non-mandatory).
- Age Proof (Voter ID Card/Aadhar Card).
- For the Application of the Welfare Scheme: Medical Certificate.
- Medical Disability Certificate.
- Death certificate.
- FIR COPY.
- Postmortem Report.
- Self Declaration.
- For the Renewal Process: V(D).
How to apply
- 1
Registration – Step 1:
- Visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on "Register".
- 2
Select "Register as New Construction Worker", then enter your mobile number as per Aadhaar and verify with the received OTP.
- 3
From the dashboard, click on "Registration".
- 4
Fill in all the mandatory details and upload the required documents. Click on "Final Submit" to complete the registration process.
- 5
Application:
- Log in with your registered mobile number and OTP. From the dashboard, click on "Schemes" (available after registration approval). Select the concerned scheme, fill in all mandatory details, and upload the required documents. Review the details, check the declaration box, and click "Submit" to complete the application.
- 6
Renewal:
- Every construction worker must renew their registration with the Board every 3 years. If not renewed within this period, a 1-year grace period is granted, after which the registration becomes invalid.
About the scheme
The Accident Assistance scheme is run by the Building and Other Construction Workers (BOCW) Welfare Board, Department of Labour, Karnataka. It provides compensation to registered construction workers who suffer death or disablement due to an accident, whether during the course of employment or outside of work.
Why it matters
- Financial Security:
- Compensation for workers and families in case of accident, death, or disablement.
- Substantial Death Benefit:
- ₹5,00,000 to the first living nominee on accidental death.
- Disability Support:
- ₹2,00,000 for total and ₹1,00,000 (proportional) for partial disablement.
- Structured Disbursal:
- 50% secured in a Fixed Deposit, 50% paid via cheque/DBT.
Focus areas
- Accident Compensation:
- Financial support on death or disablement.
- Worker Welfare:
- Protection for registered construction workers.
- Family Security:
- Support to nominees on the worker's death.
Is this scheme right for you?
The Accident Assistance (KBOCWWB) scheme provides vital financial protection to Karnataka's construction workers and their families. With ₹5,00,000 on accidental death and substantial disablement benefits—structured through a mix of fixed deposit and direct transfer—the scheme offers meaningful security in difficult times. If you are a registered construction worker in Karnataka, this scheme safeguards you and your nominees against accident-related hardship.
Official links
Links open the issuing department's website. Always confirm the current terms there before applying.
Frequently asked questions
Who can register as a beneficiary under the Building and Other Construction Workers Welfare Board of Karnataka?
Any construction worker whose age is minimum 18 years of age and has worked in any construction work for a minimum of 90 days in a year, are eligible to register as a beneficiary under the Board.
Is there a minimum service requirement to register as a beneficiary?
Yes, the building worker must have completed 90 days of service as a building worker in the preceding 12 months.
Who can apply for the welfare scheme?
Any registered worker of the Board can apply for the welfare scheme.
What are the mandatory documents for the registration?
The documents required for registration are: Employment Certificate (Form V(A)/V(B)/V(C)/V(D)), Aadhar Card (Self-Attested), Ration Card(non-mandatory), Age Proof (one of them Example: Voter ID Card, Aadhar Card).
How often must a construction worker renew their registration with the Karnataka Building and Other Construction Workers Welfare Board?
A construction worker must renew their registration every 3 years.
What happens if a worker doesn't renew their registration within the 3-year period?
If a worker doesn't renew their registration within the 3-year period, they are granted a 1-year grace period to complete the renewal.
What happens if a worker doesn't renew their registration during the grace period?
If the worker fails to renew their registration during the 1-year grace period, their registration will become invalid.
Is there any application fee required for the registration under the Karnataka Building and Other Construction Workers Welfare Board?
No, as per the guidelines, there is no fee required for the registration.
How to enroll as a beneficiary under the Karnataka Building and Other Construction Workers Welfare Board?
Applicants can visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) to enroll themselves as a beneficiary under the board: https://kbocwwb.karnataka.gov.in/login
Who is eligible for this scheme?
All registered construction workers with the BOCW Welfare Board who meet with an accident during the course of their employment are eligible for compensation under this scheme.
What compensation is provided in case of death due to an accident?
In the unfortunate event of a worker's death due to an accident, the first living nominee receives ₹5,00,000/- as compensation.
What is the benefit amount for Permanent Total Disablement?
If a worker suffers from Permanent Total Disablement due to an accident, a compensation of ₹2,00,000/- is provided.
What compensation is provided in case of Permanent Partial Disablement?
In the case of Permanent Partial Disablement, the worker is entitled to ₹1,00,000/- as compensation, which is granted proportionally based on the extent of the disability.
How to apply for the assistance under this scheme?
Applicants should visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) to avail the assistance under this scheme: https://kbocwwb.karnataka.gov.in/login
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