Accidental Death Benefit Scheme in Rewa
ADBS-PBAOCWWB
Puducherry Building and Other Construction Workers Welfare Board, Labour Department
Guidance for businesses in Rewa
This scheme extends financial assistance of ₹2,25,000/- to the nominees/dependents of the deceased Construction Worker, apart from the ₹2,00,000/- extended through the Life Insurance Corporation (LIC). The amount is credited through DBT into the bank account of the nominee/dependent.
At a glance
- Scheme Name
- Accidental Death Benefit Scheme (PBAOCWWB)
- Implementing Body
- Puducherry Building & Other Construction Workers Welfare Board
- Scheme Benefit
- ₹2,25,000
- LIC Benefit
- ₹2,00,000
- Total Support
- ₹4,25,000
- Disbursal
- Via DBT, within 15 days
Benefits
Financial Assistance:
- ₹2,25,000/-.
Time of Disbursal:
- Within 15 days of the application.
Mode of Disbursal:
- Direct Benefit Transfer (DBT) into the bank account.
Eligibility
- The applicant should be the nominee/dependent of the deceased Construction Worker.
- The Construction Worker should have been a citizen of India.
- The Construction Worker should have died in an accident caused due to the harness.
- The deceased, in his/her lifetime, should have been registered as a Construction Worker with the Puducherry Building and Other Construction Workers Welfare Board.
- The deceased, in his/her lifetime, should have completed the age of 18 years.
- The deceased, in his/her lifetime, should not have completed the age of 60 years during the preceding 12 months in the construction work.
- The deceased, in his/her lifetime, should have contributed regularly to the fund.
- The deceased, in his/her lifetime, should not have defaulted in payment of contribution to the Board for a continuous period of more than one year.
Documents required
- Original Board Identity Card.
- Last Subscription Renewal Copy.
- Death Certificate.
- FIR.
- Accident Report.
- Proof of Relationship of the Nominee for the Deceased.
- Ration Card.
- Bank Details.
- Aadhaar Card.
- Medical Report from the Competent Authority (RMO).
How to apply
- 1
The nominee of the deceased should visit the Office of the Puducherry Building and Other Construction Workers Welfare Board (Industrial Estate, Thattanchavady, Puducherry - 605 009) and obtain the prescribed application form free of cost, OR print it from the "Application for Welfare Benefits" section, Page No. 87, of the Citizen's Charter.
- 2
In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
- 3
The nominee of the deceased should submit the duly filled and signed application form and the documents to the concerned authority.
- 4
Request a receipt or acknowledgement, ensuring it contains the date and time of submission and a unique identification number (if applicable). NOTE: The application should be submitted within two months from the date of death of the Construction Worker.
About the scheme
The scheme is run by the Puducherry Building and Other Construction Workers Welfare Board. It provides ₹2,25,000 to the nominees/dependents of a deceased registered construction worker, in addition to ₹2,00,000 extended through the Life Insurance Corporation (LIC), bringing the total financial support to ₹4,25,000. The amount is credited via DBT within 15 days.
Why it matters
- Substantial Support:
- ₹2,25,000 from the scheme plus ₹2,00,000 from LIC—₹4,25,000 total.
- Fast Disbursal:
- Credited via DBT within 15 days.
- Family Security:
- Support to nominees/dependents of deceased workers.
- Worker Welfare:
- Protection for registered Puducherry construction workers.
Focus areas
- Accidental Death Benefit:
- Support to nominees/dependents of deceased workers.
- Combined Cover:
- Scheme benefit plus LIC benefit.
- Family Security:
- Financial cushion after sudden loss.
Is this scheme right for you?
The Accidental Death Benefit Scheme (PBAOCWWB) provides substantial financial support to the families of Puducherry's construction workers who die in accidents. With ₹2,25,000 from the scheme plus ₹2,00,000 from LIC—₹4,25,000 total, credited via DBT within 15 days—it offers meaningful, timely relief. If you are the nominee/dependent of a deceased registered construction worker in Puducherry, this scheme can provide vital assistance.
Official links
Links open the issuing department's website. Always confirm the current terms there before applying.
Frequently asked questions
In case of any grievances or concerns, how does the Grievance Redressal mechanism function within the Accidental Death Benefit Scheme?
Details on Grievance Redressal can be found on page 131 of the official document at https://labour.py.gov.in/sites/default/files/citizens-charter-2020.pdf.
Where can interested applicants access the application form and information on the registration process, and what is the significance of the offline application method?
The application form is available on page 57, and details on the registration process can be found on page 87 in the official document at https://labour.py.gov.in/sites/default/files/citizens-charter-2020.pdf. The offline application method streamlines the process, ensuring a quick turnaround for financial assistance to the nominees or dependents.
What is the mode of disbursal for the financial assistance under the "Accidental Death Benefit Scheme"?
The financial assistance is disbursed through Direct Benefit Transfer (DBT) into the bank account of the nominee/dependent.
Can the financial assistance provided under the scheme be used for any specific purposes?
The scheme documentation does not specify restrictions on the purposes for which the financial assistance can be utilized.
Are there any restrictions on who can receive the financial assistance on behalf of the deceased Construction Worker?
The financial assistance is credited to the nominee/dependent of the deceased Construction Worker, as specified in the eligibility criteria.
How is the financial assistance transferred to the nominee/dependent under the "Accidental Death Benefit Scheme"?
The amount is credited through Direct Benefit Transfer (DBT) into the bank account of the nominee/dependent.
What is the total financial support available to the nominees/dependents under the "Accidental Death Benefit Scheme"?
The total financial support amounts to ₹4,25,000, combining the ₹2,25,000 from the scheme and ₹2,00,000 from the Life Insurance Corporation (LIC).
Is there a specific timeframe for the disbursal of financial assistance under the "Accidental Death Benefit Scheme"?
Yes, the financial assistance is disbursed within 15 days of the application being submitted.
Are there any exceptions or conditions that might affect the stipulated 15-day disbursal period?
The scheme documentation does not specify exceptions or conditions that might affect the 15-day disbursal period.
Is it mandatory for the deceased Construction Worker to have been registered with the Puducherry Building and Other Construction Workers Welfare Board for their nominee/dependent to be eligible?
Yes, the deceased Construction Worker should have been registered with the Welfare Board during their lifetime.
Are there specific documents required to prove the relationship of the nominee to the deceased Construction Worker?
Yes, the required documents include the Proof of Relationship for the nominee, such as a Ration Card.
What contribution-related requirements are specified in the eligibility criteria?
The deceased Construction Worker should have contributed regularly to the fund, and there should not have been a default in payment of contributions to the Board for more than one year.
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