Advance For Purchase Or Construction Of House in Palakkad
APCHAPB&OCWWB
Department of Labour and Employment, Government of Arunachal Pradesh
Guidance for businesses in Palakkad
The scheme "Advance for Purchase or Construction of House" was started by the Department of Labour and Employment, Govt. of Arunachal Pradesh for the registered workers of Arunachal Pradesh Building & Other Construction Workers Welfare Board (APB&OCWWB).
At a glance
- Scheme Name
- Advance For Purchase Or Construction Of House (APB&OCWWB)
- Implementing Body
- Dept. of Labour and Employment, Arunachal Pradesh (APB&OCWWB)
- Benefit
- Cash assistance of ₹1.00 lakh
- Membership
- Active registered worker for at least 5 years
- Service
- At least 15 years before superannuation/retirement
- Repayment
- With interest in equal instalments as fixed by the board
Benefits
Cash Assistance:
- Under this scheme, cash assistance of ₹1.00 lakh is to be given to the registered workers.
Eligibility
- The applicant should be a permanent resident of Arunachal Pradesh.
- The applicant must be employed in the Building and Other Construction works.
- The applicant should be registered with Labour Welfare Board (APB&OCWWB).
- The applicant should be an active registered worker with a membership for at least 5 years.
- The applicant should have at least 15 years of service before superannuation/retirement.
- The applicant must be able to repay the principal amount of the loan with a minimum interest rate or with interest in equal installments as may be fixed by the board.
Documents required
- Identity proof i.e. Aadhaar Card, Voter ID card, etc.
- Xerox copy of the registration card of the worker
- Building plan for construction and agreement copy for outright purchase of the house
- Salary/wage statement
- Deed of the agreement/affidavit
- Application form
- Bank Account number/front page of the passbook
- Passport-size photographs
How to apply
- 1
For taking benefit of this scheme, the applicant needs to contact Registering Officers, APB&OCWWB of the respective District.
- 2
Application in the prescribed format may be received from the concerned office.
- 3
The applicant needs to fill the application form completely and attach all the relevant documents. Thereafter, submit the application form to the concerned office.
- 4
After successful verification, the applicant can avail the benefit of the scheme.
About the scheme
The scheme, run by the Department of Labour and Employment, Government of Arunachal Pradesh, provides cash assistance of ₹1.00 lakh to registered workers of the Arunachal Pradesh Building & Other Construction Workers Welfare Board (APB&OCWWB) for the outright purchase or construction of a house. The amount is repayable with interest in equal instalments as fixed by the board.
Why it matters
- Housing Support:
- ₹1 lakh advance for buying or building a house.
- For Construction Workers:
- Supports registered APB&OCWWB workers.
- Affordable Repayment:
- Repayable with a minimum interest rate in equal instalments.
- Worker Welfare:
- Helps workers secure a home of their own.
Focus areas
- Housing Advance:
- Cash assistance for house purchase/construction.
- Worker Welfare:
- Support for registered construction workers.
- Financial Security:
- Helping workers own a home.
Is this scheme right for you?
This scheme helps Arunachal Pradesh's registered construction workers achieve the dream of owning a home. With ₹1.00 lakh cash assistance for purchasing or constructing a house—repayable in easy instalments—it provides meaningful housing support. If you are a long-registered APB&OCWWB worker, this scheme can help you buy or build your own house.
Frequently asked questions
What is the objective of the scheme?
The objective of this scheme is to provide financial assistance for the outright purchase of a house or for the construction of a house to eligible building and construction workers.
By which department was this scheme launched?
Department of Labour and Employment, Government of Arunachal Pradesh
What is the full form of APB&OCWWB?
Arunachal Pradesh Building & Other Construction Workers Welfare Board
How much financial assistance will be given to the eligible worker?
Cash assistance of ₹1.00 lakh will be given to the eligible registered worker.
Is it mandatory to be registered under Board?
Yes, the labour/worker must be a registered worker under the Board.
What should be the minimum duration of the membership for availing the benefits under the scheme?
An active registered worker with a membership for at least 5 years will be eligible for the scheme.
Who is eligible under this scheme?
The registered worker who has at least 15 years of service before superannuation/retirement is eligible to apply for financial assistance.
Is this scheme only for a worker /labour of Arunachal Pradesh?
Yes, the applicant should be a permanent resident of Arunachal Pradesh.
Can a worker also eligible to take the benefits of the scheme if membership has been expired?
No, the worker's membership shall be active to take the benefits of the scheme.
Should a beneficiary need to repay the amount of loan?
Yes, the beneficiary must be able to repay the principal amount of the loan with a minimum interest rate or with interest in equal installments as may be fixed by the board.
How can I avail the benefits of the scheme?
The applicant needs to contact Registering Officers, APB&OCWWB of the respective District.
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