AFFDF-Financial Assistance For Treatment Of Serious Diseases To Non Pensioner Ex-Servicemen /Widows in Katihar
AFFDF - SERIOUS DISEASE TREATMENT
Ministry of Defence (Kendriya Sainik Board / AFFDF)
Guidance for businesses in Katihar
A scheme to provide financial assistance to a non-pensioner Ex-Servicemen of all ranks and widows to meet medical expenses related to treatment of approved serious diseases like cancer, renal failure, knee replacement and heart surgery.
At a glance
- Scheme Name
- AFFDF - Financial Assistance for Treatment of Serious Diseases
- Administered By
- Kendriya Sainik Board, Ministry of Defence (AFFDF)
- Target Audience
- Non-pensioner ESM (all ranks) and widows
- Maximum (one-time)
- ₹1,25,000
- Cancer/Dialysis
- Up to ₹75,000 per annum
- Coverage
- 75% (officers/widows) / 90% (other ranks/widows)
Benefits
Financial assistance for treatment of the approved serious diseases to non-pensioner Ex-Servicemen of all ranks and widows subject to a maximum of Rs 1,25,000/- (One Time) and for treatment of cancer/dialysis subject to a maximum of Rs 75,000/- per annum as follows:
For Non-Pensioner Officers/Widows: 75% of total expenditure incurred on medical treatment, hospitalization, medicines etc.
For Non-Pensioner other Ranks/Widows: 90% of total expenditure incurred per annum on medical treatment, hospitalization, medicine etc.
Note: Expenditure must be incurred at an approved govt hospital at the rates applicable under CGHS / ECHS.
Eligibility
- Applicant must be a non-pensioner ESM or his widow.
- Should not be member of ECHS or availing AFMS facilities.
- Should be recommended by respective Zila Sainik Board (ZSB).
- Expenditure must be incurred at an approved govt hospital at the rates applicable under CGHS / ECHS.
Documents required
- Complete Service Discharge Book/Documents.
- Photocopy of ESM / widow I Card.
- Original medical bills duly countersigned by attending doctor.
- Hospital admission and discharge report duly countersigned by hospital authority.
- A certificate from applicant that he/she has not taken any money/grant from the State Govt or present employer in the form of reimbursement or medical allowance.
- Details of Bank A/c No (in PNB/SBI only) and IFS Code.
How to apply
- 1
Register:
- Eligible Ex-servicemen / their widows can visit the official website of Kendriya Sainik Board Secretariat (KSBS), https://ksb.gov.in/, click "Register", fill the registration form, upload the photo, and save. The saved details and password will be forwarded to the registered email id. Click the activation link to log in.
- 2
Apply:
- Log in with username, password and verification code. Select the scheme name and fill the new application form. Copies of supporting documents duly attested by the respective Zila Sainik Welfare Officer (ZSWO) must be uploaded with the online application.
- 3
Verification:
- After submission, the ZSWO scrutinizes the application, gives an appointment for verification, and after successful verification recommends and forwards the application (hard and soft copy) to Kendriya Sainik Board (KSB) through Rajya Sainik Boards (RSBs).
- 4
Processing & Payment:
- At KSB, the Section-in-charge verifies and uploads the list for approval of JD (Welfare). After approval of Secretary KSB, the Welfare Section verifies service number, name, IFS code and bank account, and the Accounts Section processes payment directly to beneficiaries via ECS.
- 5
Track:
- Revisit https://ksb.gov.in/index.htm, click "Status of application", enter your DAK ID and verification code, and click "Search".
About the scheme
The scheme, administered under the Armed Forces Flag Day Fund (AFFDF) by the Kendriya Sainik Board, Ministry of Defence, provides financial assistance to non-pensioner ex-servicemen of all ranks and their widows to meet medical expenses for the treatment of approved serious diseases such as cancer, renal failure, knee replacement, and heart surgery.
Why it matters
- Medical Support:
- Assistance for serious-disease treatment for veterans.
- For Non-Pensioners:
- Targets ESM without pension and their widows.
- High Coverage:
- 75% for officers and 90% for other ranks of eligible expenditure.
- Recurring Help:
- Up to ₹75,000/year for cancer/dialysis.
Focus areas
- Serious Disease Treatment:
- Cancer, renal failure, knee replacement, heart surgery.
- Veteran Welfare:
- Support for non-pensioner ESM and widows.
- Medical Reimbursement:
- At CGHS/ECHS rates from approved hospitals.
Is this scheme right for you?
This AFFDF scheme provides crucial medical financial support to non-pensioner ex-servicemen and their widows facing serious illnesses. By reimbursing a large share of treatment costs—up to ₹1,25,000 one-time and up to ₹75,000/year for cancer/dialysis—it eases the burden of costly care. If you are a non-pensioner ESM or widow recommended by your Zila Sainik Board, this scheme can help cover serious-disease treatment.
Official links
Links open the issuing department's website. Always confirm the current terms there before applying.
Frequently asked questions
Can I Take The Benefit Of This Scheme For Treatment In Any Private Or Government Hospital?
No. the financial assistance will be provided for expenditure incurred at a approved govt hospital at the rates applicable under CGHS / ECHS.
Can I Give Bank Details Of Any Bank?
No. Account details of only State Bank of India (SBI) or Punjab National Bank (PNB) is valid for application.
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