ARISE Loan in Kharagpur
ARISE Loan (TN)
Tamil Nadu Adi Dravidar Housing and Development Corporation (TAHDCO), Government of Tamil Nadu
Guidance for businesses in Kharagpur
ARISE Loan (TN) is a Government of Tamil Nadu (TAHDCO) loan-subsidy scheme that provides a capital subsidy of up to 35% (up to ₹3.5 lakh) to Scheduled Caste and Scheduled Tribe entrepreneurs to set up income-generating enterprises.
At a glance
- Scheme Name
- ARISE Loan (TN)
- Implementing Body
- TAHDCO, Government of Tamil Nadu
- Capital Subsidy
- Up to 35% (up to ₹3.5 lakh)
- Beneficiaries
- SC/ST entrepreneurs
- Income Ceiling
- Annual family income up to ₹3 lakh
- Age Group
- 18 – 55 years
Benefits
Capital subsidy of up to 35% of the project cost, up to a maximum of ₹3.5 lakh.
The scheme operates on a rolling basis (applications accepted year-round).
A service charge fee of ₹10,000 + 18% GST is applicable.
Eligibility
- The applicant should be a domicile of Tamil Nadu.
- The applicant should belong to Scheduled Caste and Scheduled Tribe.
- The annual family income of the applicant should not exceed ₹3.00 lakh.
- The applicant should be in the age group of 18 – 55.
- The applicant should have prior experience in the trade applied.
- The applicant and their family members should not have availed any subsidy so far.
Documents required
- Proof of domicile of Tamil Nadu (residence certificate)
- Caste certificate (SC/ST)
- Aadhaar card / identity proof
- Annual family income certificate
- Proof of prior experience in the trade applied
- Project report / business plan
- Bank account details
- Any other document as per the checklist provided by TAHDCO
How to apply
Interested SC/ST entrepreneurs should apply through the TAHDCO scheme portal (https://newscheme.tahdco.com/). Register, fill in the applicant and enterprise details, and upload the required documents (domicile, caste certificate, income certificate, proof of trade experience, and project report) for evaluation. Applications are accepted on a rolling basis. A service charge of ₹10,000 + 18% GST is applicable.
About the scheme
ARISE Loan (TN), run by the Tamil Nadu Adi Dravidar Housing and Development Corporation (TAHDCO), is a loan-subsidy scheme that helps SC/ST entrepreneurs in Tamil Nadu set up businesses. It provides a capital subsidy of up to 35% of the project cost (up to ₹3.5 lakh), with the balance financed by a bank loan.
Why it matters
- Capital Subsidy:
- Up to 35% (up to ₹3.5 lakh) on the project.
- SC/ST Empowerment:
- For Scheduled Caste and Scheduled Tribe entrepreneurs.
- Enterprise Setup:
- Helps start income-generating businesses.
- Experience-Based:
- For applicants with prior trade experience.
Focus areas
- SC/ST Entrepreneurs:
- Supporting Adi Dravidar community businesses.
- Capital Subsidy:
- Reducing the cost of setting up an enterprise.
- Bank Linkage:
- Subsidy on bank-financed projects.
Is this scheme right for you?
The ARISE Loan (TN) scheme empowers SC/ST entrepreneurs in Tamil Nadu to start income-generating enterprises with a substantial capital subsidy. If you are an SC/ST domicile of Tamil Nadu (aged 18–55) with prior trade experience and family income up to ₹3 lakh, this scheme can support your business.
Official links
Links open the issuing department's website. Always confirm the current terms there before applying.
Frequently asked questions
What is the ARISE Loan (TN) scheme?
It is a Tamil Nadu (TAHDCO) loan-subsidy scheme that provides a capital subsidy of up to 35% (up to ₹3.5 lakh) to SC/ST entrepreneurs to set up income-generating enterprises.
Who is eligible to apply?
Applicants must be a domicile of Tamil Nadu, belong to the Scheduled Caste or Scheduled Tribe, have annual family income not exceeding ₹3 lakh, be aged 18–55, have prior experience in the trade applied, and (along with their family members) not have availed any subsidy so far.
How much capital subsidy is provided?
The scheme provides a capital subsidy of up to 35% of the project cost, up to a maximum of ₹3.5 lakh.
Is there any age limit to apply?
Yes, the applicant should be in the age group of 18 – 55 years.
Is prior experience required?
Yes, the applicant should have prior experience in the trade applied for.
Is there any fee for the scheme?
A service charge fee of ₹10,000 + 18% GST is applicable.
When can I apply?
Applications are accepted on a rolling basis through the TAHDCO scheme portal (https://newscheme.tahdco.com/).
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