Atma Nirbhar Bagwani Yojana in Nagpur
ANBY
Department of Horticulture, Government of Arunachal Pradesh
Guidance for businesses in Nagpur
The schemes are part of the Atma Nirbhar program announced during the Budget session held in February this year. A total amount of Rs 120 crores – Rs 60 crores for each scheme has been allocated to the two concerned departments of Agriculture and Horticulture.
At a glance
- Scheme Name
- Atma Nirbhar Bagwani Yojana
- Implementing State
- Government of Arunachal Pradesh
- Financial Structure
- 45% subsidy / 45% loan / 10% farmer
- Collateral-Free (Individuals)
- Up to ₹1.6 lakh
- Collateral-Free (SHGs/FPOs)
- Up to ₹10 lakh
- Crops
- Apple, walnut, orange, kiwi, persimmon
Benefits
Atmanirbhar Bagwani Yojna is basically meant for the cultivation of fruits like apples, walnut, orange, kiwi, and persimmon.
The line of credit will be provided by the State Bank Of India, Arunachal Pradesh Rural Bank, and Arunachal Pradesh Cooperative Apex Bank.
45 percent will be given by the government subsidy, 45 percent as bank loan and 10 percent will be contributed by the farmer.
There is no collateral for loans up to Rs 1.60 lakh.
For SHGs, no collateral is needed up to Rs 10 lakhs.
Eligibility
- The applicant must be a resident and farmer of Arunachal Pradesh.
Documents required
- Aadhaar Card
- Voter Card
- Residential Certificate
- A valid Bank Account
How to apply
The interested farmer/SHG/FPO is required to submit their duly filled application form and proposal, along with a self-attested passport-size photograph, to the Horticulture Development Office in their respective Circle during office working hours to avail the scheme. (Application Form: https://cdn.s3waas.gov.in/s3819f46e52c25763a55cc642422644317/uploads/2022/05/2022052453.pdf)
About the scheme
Atma Nirbhar Bagwani Yojana (ANBY) is an Arunachal Pradesh umbrella scheme promoting horticulture and self-reliance through a bank-linked credit-subsidy model. It supports the cultivation of fruits like apple, walnut, orange, kiwi, and persimmon — with 45% government subsidy, 45% bank loan, and 10% farmer contribution.
Why it matters
- Credit-Subsidy Model:
- 45% subsidy + 45% loan + 10% farmer.
- Collateral-Free:
- Up to ₹1.6 lakh (₹10 lakh for SHGs).
- Fruit Cultivation:
- Apple, walnut, orange, kiwi, persimmon.
- Self-Reliance:
- Boosts commercial horticulture income.
Focus areas
- Horticulture:
- Commercial fruit cultivation.
- Credit Linkage:
- Bank-linked subsidy model.
- Self-Reliance:
- Increasing farmer income.
Is this scheme right for you?
This scheme helps Arunachal Pradesh's farmers build commercial fruit orchards with a bank-linked subsidy and collateral-free loans. If you are a resident farmer (or SHG/FPO) in Arunachal Pradesh, this scheme can fund your horticulture venture.
Official links
Links open the issuing department's website. Always confirm the current terms there before applying.
Frequently asked questions
What is Atma Nirbhar Bagwani Yojana (ANBY)?
Atma Nirbhar Bagwani Yojana is an umbrella scheme launched by the Government of Arunachal Pradesh to promote horticulture and self-reliance through a bank-linked credit subsidy model involving government, banks, consultants, and farmers.
Who is eligible to apply for this scheme?
Only residents and farmers of Arunachal Pradesh are eligible to apply.
What is the financial structure of the scheme?
The scheme provides: 45% Government Subsidy, 45% Bank Loan, 10% Beneficiary Contribution
Is collateral required for availing the loan?
No collateral is required for loans up to ₹1.6 lakh (individuals) and ₹10 lakh (SHGs/FPOs). For amounts above this, land/property or an acceptable guarantee must be provided.
Which banks are participating in this scheme?
State Bank of India (SBI), Arunachal Pradesh Rural Bank (APRB), Arunachal Pradesh State Cooperative Apex Bank
What kind of crops and equipment are covered under this scheme?
Eligible components include: Fruits: Arecanut, Pineapple, Avocado, Dragon Fruit, Orange, Banana, Guava; Machinery: Tractor, Power Tiller, Brush Cutter (Apples, Kiwi, Walnut, and Persimmon are also encouraged)
What is the objective of this scheme?
To encourage commercial horticulture, increase farmer income, reduce dependency on external markets, and improve local production.
What is the mode of application?
The application process is offline. Applicants must submit their forms to the District Horticulture Office.
Is land ownership mandatory for this scheme?
No. According to the government, land documents like LPC (Land Possession Certificate) are not mandatory for availing the loan.
Are SHGs and FPOs eligible?
Yes. Self Help Groups (SHGs) and Farmer Producer Organizations (FPOs) can apply, and have a higher limit for collateral-free loans up to ₹10 lakh.
Is there a time limit for implementation?
Yes, the scheme is time-bound and implemented in a phased manner across districts with deadlines for each financial year.
Who will support in implementing the scheme?
The scheme involves multiple stakeholders, including the government, banks, project consultants, and progressive farmers for guidance and execution.
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